An insurance that pays you a monthly amount as reimbursement of eligible business overheads or the reasonable costs of employing a locum if you are unable to work due to a disability as a result of illness or injury.
Business Overheads Cover removes some of the operational and financial strain of covering business expenses so you can focus on your recovery.
Overheads include fixed costs like rent, vehicle expenses, electricity etc.
Did you know?
In 2008, it was estimated that 1,880 businesses ceased operation partly due to an injury to the owner or a key staff member*.
* ACC Statistics, May 2008